I hate to be a bitch father, especially since you’re so tired and all, but it’s about time you realize that:

• It doesn’t matter whether I stay for an extra year. It’s not like I have a job waiting for me. 
• I’m not saving money for my ticket to Singapore. In case you haven’t realized this, I still have another semester after Singapore. I can’t live off student loans father. I’ve been doing so for the past three years. Believe me when I say that. Just because I don’t ask you guys for money doesn’t mean I’m rolling around in dollars, okay. I don’t ask you guys for money because I know you don’t have any. So don’t nag at me for not graduating on time, alright? 
• I feel really bad that my “I can’t live off student loans” remark shut him up. 
• He needs to stop nagging me about my finances okay.